
If you do have some unpleasant information on your report, well, theres nothing you can really do about it, unless you are prepared to wait a long, long time. Most negative information can be retained for a period of seven years, and bankruptcy related information until ten. However, there is no time limit for details of criminal lawsuits. You must ask each of the three nationwide consumer reporting companies for your free credit report once in 12 months.
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